Certain legal issues mainly impact the senior community, and elder law attorneys concentrate their practice in this area. They help the older generation understand and prepare for long-term health care costs in the near future.
Do you need assistance with the high cost of health care, qualifying for government health care programs, or protecting your home and assets for you or your loved ones?
If you’ve found yourself asking these questions, we can provide you with a better understanding of long-term care planning.
Long-Term Care Planning
At the Law Office of Matthew Allen, our Indianapolis elder law attorneys help clients throughout Indiana get ahead of potential long-term care needs and expenses so they can live as independently and safely as possible on their own.
Types of Long-Term Care Services Include:
- Home Health Care
- Homemaker and Personal Care Services
- Friendly Visitor and Senior Companion Services
- Emergency Medical Alert Systems
- Community Care Facility
- Nursing Home Facility
- Adult Day Care
- Hospice Care
- Respite Care
- Assisted Living Facility
However, Indiana’s median annual or monthly costs for care continue to rise. Without the aid of Medicaid, Medicare, or Social Security benefits, the cost of an Indiana nursing home can seriously impact your family’s savings, retirement funds, or an inheritance. We can help you protect your hard-earned savings from being spent down to pay for long-term care in Indianapolis and Central Indiana to ensure your legacy.
How to Pay for Long-Term Care?
Understanding how to pay for long-term care can be overwhelming. Depending on your need for care, there are some options to consider for paying for long-term care services, including:
- Medicare Coverage
- Long-term Care Insurance
- Medicaid Coverage
- Veterans Benefits
Each option has eligibility requirements and drawbacks depending on the type of services you need. Long-term care insurance can be expensive unless you purchased it when you were young and healthy. Medicare policies only offer very minimal long-term care coverage in specific situations. At the Law Office of Matthew Allen, we can help you or your loved ones discover the best options available to you for paying for long-term care. Medicaid and Veterans benefits may provide the best solutions for your particular circumstances.
As we age, we become more and more likely to need skilled medical care, whether at home or in healthcare facilities. So, we recommend taking the proper steps with long-term care planning to ensure Medicaid asset protection. We serve clients in Central Indiana, including Indianapolis, Carmel, Greenfield, Lafayette, Anderson, and more.
TO ASSISTING YOU
The Law Office of Matthew Allen, LLC
688 East 63rd Street
Indianapolis, IN 46220